We offer flexible and interest free payment plans that allows patients to spread the cost of their dental treatment over time, making it more manageable and affordable. Whether it’s a routine check-up, a complex procedure, or orthodontic treatment, we believe that everyone deserves access to high-quality dental care without financial stress. With our convenient payment options, we strive to ensure that our patients can receive the care they need to achieve and maintain a healthy smile, without having to compromise on their budget.
At Newport Family Dentist, your oral health and comfort are our top priorities, and we’re committed to providing personalized care that meets your needs and exceeds your expectations.
What are my payment plan options?
Humm
Humm is a buy now, pay later service that offers flexibility and convenience for patients by spreading the cost of treatment over a period of time no matter how small or big the treatment required is.
Eligibility for Humm typically requires applicants to:
- Be at least 18 years old.
- Have a valid email address and mobile phone number.
- Provide identification such as a driver’s license, passport, or Medicare card.
- Meet affordability criteria, which may include a satisfactory credit assessment and income verification.
Once approved, the patient can proceed with their dental treatment. Instead of paying the full treatment cost upfront, they can split the cost into interest-free instalments over a period agreed upon with Humm. Patients can typically manage their payments and track their account through the Humm app or website.
If you are considering this option and requiring more information, please visit the Humm website.
Department of Veterans’ Affairs (DVA)
The Department of Veterans’ Affairs (DVA) is an Australian government agency that provides services to current and former members of the Australian Defence Force (ADF), as well as their families and eligible dependents. The DVA provides dental benefits under the Veterans’ Dental Program (VDP), which covers a range of dental treatments and services, including examinations, cleanings, fillings, extractions, dentures, and root canal therapy, among others.
Who is eligible?
Eligibility for dental services through the DVA is typically based on a person’s status as a current or former member of the ADF. For more information about The Department of Veterans’ Affairs (DVA), please click here.
Will there be any out of pocket expenses?
Under the Veterans’ Dental Program, eligible veterans generally do not have to pay any out-of-pocket costs when they visit a dentist who participates in the program. The DVA reimburses dentists directly for the cost of providing dental services to eligible patients, meaning that veterans can receive necessary dental care without having to pay upfront or incur out-of-pocket expenses.
Superannuation access
Accessing your superannuation for dental treatment is possible under certain circumstances. There are specific situations where you may be able to access your superannuation early to cover dental treatment costs:
- Severe Financial Hardship
- Terminal Illness
- Total and Permanent Disability (TPD)
- Early Release of Superannuation on Medical Grounds
Before considering accessing your superannuation for dental treatment, it’s essential to seek advice from a financial advisor or tax professional to understand the potential implications and eligibility criteria. Additionally, you may need to apply directly to your superannuation fund or the ATO, depending on the circumstances. For more information about accessing superannuation, please click here.
Afterpay
With Afterpay, you can split the cost of your dental treatment into four interest-free installments, making it easier than ever to afford the care you need.
Here’s how it works: Simply let our friendly staff know you are using Afterpay then make your initial payment, and enjoy your dental treatment right away. Afterpay pays us upfront for the full cost of your treatment, so you don’t have to wait to get the care you need. Then, pay the remaining balance in easy, bi-weekly installments, all interest-free!
Say goodbye to financial stress and hello to a healthier smile with Afterpay at Newport Family Dentist. Schedule your appointment today and experience the convenience of Afterpay for yourself!
Zip Pay
Whether you’re due for a routine check-up or considering more extensive procedures like crowns or implants, Zip Pay makes it easy to access the care you need when you need it.
Here’s how it works: You can spread the cost of your treatment over time with flexible payment options. No upfront fees or interest charges mean you can focus on your oral health without worrying about your budget. Plus, Zip Pay’s seamless online application process makes it quick and easy to get started.
To learn more about the steps of Zip Pay, click here for more details.
